Saving up a down payment can be one of the biggest challenges keeping you from achieving your goal of home ownership – but we have good news! There is a new program recently introduced by the Government of Canada, First Time Home Buyer Incentive Program (link to official website), or FTHBI, that will assist you and others looking to buy their first home!
Mulch is any material that is spread or laid over the surface of the soil as a covering. It is used to retain moisture in the soil, suppress weeds, keep the soil cool, and make the garden bed look more attractive. Organic mulches also help improve the soil’s fertility, as they decompose.
Buying a home is probably the biggest purchase you’ll ever make. If you’re like most people, you won’t pay cash—you’ll borrow most of the money by taking out a mortgage. And over the life of the mortgage, you’ll pay a lot in interest.
Vastu Shastra is an ancient art that creates spiritual health through the architecture of your home by promoting harmonious balance and the management of positive and negative energies. It's based on the belief that all things, living and inert, have energy vibrations.